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CHC Energía vs Factor Energía

Live Comparison • July 2026

A detailed head-to-head comparison covering rates, typical bills, pros & cons, and features to help you decide which is better for your home.

Our Verdict

Overall Winner: Lowest Typical Bill

For a typical Spanish household (3.6kW Potencia, 300kWh monthly usage), CHC Energía is the cheaper option. Their Plan Ilumina Promo tariff results in an estimated monthly bill of 78.34 (including taxes). This compares to Factor Energía's best option (Tarifa Fija Precio Único) at €92.27 per month.

CHC Energía Best Bill
78.34
Factor Energía Best Bill
92.27

* Assumption: 3.6 kW contracted power, 300 kWh monthly usage (20% peak, 30% flat, 50% off-peak), including 21% IVA, 5.11% Electricity Tax, and ~€1 meter rental.

Best Flat Rate

Factor Energía wins here. Their flat rate is 0.1512 €/kWh compared to CHC Energía's 0.169 €/kWh.

Best Time-of-Use Rate

CHC Energía has cheaper off-peak hours (0.061081 €/kWh vs 0.168 €/kWh).

Scorecard Comparison

Metric (1-10)CHC EnergíaFactor Energía
Price Competitiveness
6
7
Solar Suitability
5
8
EV Suitability
6
6
Simplicity
7
8
Customer Service
8
8
Transparency
7
8

Full Head-to-Head Comparison

CHC Energía

CHC Energía

2.3 / 5 (100+ reviews)
Founded2009
Customers400,000+
EnergyRenewable & Mixed

Pros

  • Massive network of physical offices
  • Personalized local customer service
  • Simple, stable fixed-price plans
  • Good for regional and rural areas

Cons

  • Online customer service can be slow
  • Mixed reviews on billing clarity
  • Fewer high-tech app features compared to startups

Available Tariffs

Plan Ilumina Promo

Est. Monthly Bill
78.34
Energy (24h)0.169 €/kWh
Potencia (P1 / P2)0.077569 / 0.013231 €/kW
Solar ExportN/A
Fixed FeeNone

Plan Vehículo Eléctrico

Est. Monthly Bill
80.18
Energy (P1 / P2 / P3)
0.225745 / 0.221841 / 0.061081
€/kWh
Potencia (P1 / P2)0.088956 / 0.088382 €/kW
Solar ExportN/A
Fixed FeeNone

Plan Ilumina Dúo Promo

Est. Monthly Bill
78.34
Energy (24h)0.169 €/kWh
Potencia (P1 / P2)0.077569 / 0.013231 €/kW
Solar ExportN/A
Fixed FeeNone
Factor Energía

Factor Energía

4 / 5 (4,000+ reviews)
Founded1999
Customers300,000+
Energy100% Renewable

Pros

  • First independent provider in Spain
  • 100% Certified renewable energy
  • Excellent mobile app for tracking usage
  • Very transparent billing structure

Cons

  • Customer service wait times during peak hours
  • Fixed rates can be slightly higher than variable market rates
  • Focus is primarily on the Spanish peninsula

Available Tariffs

Factor Tarifa Respira

Est. Monthly Bill
101.48
Energy (P1 / P2 / P3)
0.3077 / 0.243 / 0.168
€/kWh
Potencia (P1 / P2)0.0965 / 0.025 €/kW
Solar ExportN/A
Fixed FeeNone

Tarifa Fija Precio Único

Est. Monthly Bill
92.27
Energy (24h)0.1512 €/kWh
Potencia (P1 / P2)0.1198 / 0.1198 €/kW
Solar ExportN/A
Fixed FeeNone

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